Cartesio only offers two funds. Cartesio X is the more conservative fund, with less volatility and probably lower long-term returns. Cartesio Y is a moderate/high risk fund that has offered higher returns in the past but with greater volatility.

Although we could manage more funds, we only manage two strategies to incentivize ourselves to manage them as best as possible. If the funds performed poorly, we would have no other product to offer, and this incentivizes us to give our best to try to make them perform well. Furthermore, being flexible strategies, it is the managers who can change the risk level of the funds according to market circumstances, avoiding the client having to change from one fund to another. In contrast, many entities have a very wide range of funds to continue offering other funds when investments go wrong or, in effect, leaving it to the client to change funds (probably with poor timing) when market circumstances change.

The Management Company charges a fixed annual management fee, which is a fixed percentage of the fund's assets, and a performance fee (variable) which is a percentage of the positive returns obtained in the calendar year. Both fees are calculated daily and are deducted to arrive at the fund's net asset value. If the returns obtained in the year are negative, no performance fee is charged, and it only begins to accrue again when the fund recovers the losses. If five years pass without recovering the losses, performance fees could start accruing again for positive returns obtained from the sixth year onwards.

There are no subscription or redemption fees, so clients can buy and sell their fund units whenever they wish at no cost. However, it is only advisable to invest in Cartesio funds in the medium or long term.